# Assistant Credit Manager at Gionik Human Capital Solutions…

> Assistant Credit Manager at Gionik Human Capital Solutions in Mumbai, India. Category: Operations Jobs. View full job details and apply now on Confidential…

Assistant Credit Manager

# Assistant Credit Manager

Gionik Human Capital Solutions

## Job Description

Position - Assistant Manager Credit

Industry - NBFC

Location - Mumbai - Bandra

Education - Inter CA/ ICWA/ MBA/Post-Graduate in Commerce.

KRA -

- Appraisal of proposals, which include detailed analysis of the financial statements of the clients.

- Scrutiny of the sales ledger of the debtors offered for factoring and making conclusions there from.

- Verifying the transaction structure between the client and the debtor and their suitability to the factoring arrangement.

- Undertaking verification through third party sources, such as CIBIL, MCA, banks, etc.

- Undertake strengthening of the proposals originated by the marketing department by suggesting improvement in the transaction structure / and stipulate terms and covenants.

- Preparing the proposals/ amendments in a time bound manner (ensure TAT), which includes gathering of all relevant information from the client and debtor and identifying the issues and risks and addressing them. Presenting the proposal / amendments before the sanctioning authority for approval.

- Preparing sanction letters immediately after each sanction and ensuring relevant changes are undertaken in the system.

- Monitoring the compliance to the sanction terms by the client.

- Ensuring timely updation of information in the loan management system in sanctions / amendments.

- Attending to internal / external auditor/ CAG/ RBI queries and resolving them.

- Other credit administration activities such as, timely renewals / review / client rating approval/ preparation of board MIS.

- Monthly / quarterly filing of data with CIBIL, etc.

- Providing credit information reports to other banks and financial institutions. Respond to branch / client queries.

- Contribute to amendments in the Credit Manual

- Contribute towards upgradation of existing loan management system and building upon of a loan origination system.

Credit Administration Activities with respect to the transaction effected on Trade Receivables Discounting System.

Posted August 26, 2026

## Related Jobs

Operations Project Manager

Anoud Technologies LLC

Manager

Graduate Management Trainee (GMT) – Project Management & Operations

Aereka

Full Time

Assistant Manager- Soft Services- Bangalore

Starcrest India

Manager

Assistant Manager

UNISON INTERNATIONAL CONSULTING (The Recruitment Company)

Manager

Assistant Manager - Employee Experience

Excitel Broadband

Manager

Lead Generation Specialist

My Safe Spaces

Lead

Client Account Management Associate

Altera Institute

Full Time

Package Handler - Full Time (Warehouse like)

FedEx

Warehouse

## Related Searches