Data Science Manager
InCred Financial Services
Job Description
Key Responsibilities:Designing credit underwriting strategies and customer journey for InCred's consumer lending business across multiple digital and phygital channels. Leveraging market and customer analytics to uncover growth opportunities through city and channel expansion, alongside continuous enhancement of customer journey metrics in current channels.Tracking credit risk performance of the portfolio, and risk diagnostics to identify levers to further reduce credit riskBuilding and maintaining acquisition scorecards for new customers, as well as portfolio level behavioural scorecards for driving cross-sell businessDesigning test experiments for discovering the right product market fit for new channelsThis role will be a managerial role, with 2-3 business analysts reporting to the Chief ManagerSkills & Competencies:Technical Skills:Credit Risk Modelling, Data Modelling, and Portfolio AnalyticsPython, SQL, Advanced Excel, and Data VisualizationData Science / Big Data Analytics and exposure to machine learning techniques Analytical Thinking & Problem-Solving AbilityStrong Oral and Written Communication SkillsAbility to work with large datasets and extract meaningful insightsQualifications & Experience:4-7 years of working experience in a retail lending analytics role in FinTech / NBFC / BankBTech from Tier 1 engineering college or equivalentManagerial experience managing at least 1-2 junior analystsLocation: Mumbai