# Vice President, Credit Portfolio Management - Renewable… > Vice President, Credit Portfolio Management - Renewable Energy Development Finance at Santander Holdings USA Inc in Miami, Florida, United States. Category:… Vice President, Credit Portfolio Management - Renewable Energy Development Finance # Vice President, Credit Portfolio Management - Renewable Energy Development Finance Santander Holdings USA Inc ## Job Description It Starts Here: We Want to Talk to You! The Difference You Make: Key Responsibilities: Underwriting, Structuring & Credit Ownership - Lead the underwriting, structuring, and approval of new development facilities, project-level loans, amendments, extensions, upsizes, refinancings, and annual or interim reviews. - Assess developer strategy, management capability, liquidity, capitalization, execution track record, and the quality and diversity of the underlying project pipeline. - Evaluate transactions across pre- and post-NTP stages, including development, permitting, interconnection, offtake, construction, funding, and monetization risks. - Analyze collateral eligibility, borrowing-base mechanics, advance rates, concentration limits, milestone-based funding conditions, cash controls, and other structural protections. - Develop concise credit recommendations that clearly articulate repayment sources, key risks, mitigants, downside cases, and conditions to approval. - Serve as a primary credit owner accountable for analytical integrity and completeness throughout the deal lifecycle. Financial Analysis & Modeling - Build, review, and challenge developer-level and project-level financial models, including base, downside, sensitivity, liquidity, collateral coverage, and covenant cases. - Evaluate projected development expenditures, project monetization proceeds, construction funding needs, interest carry, and repayment timing. - Assess pipeline value using appropriate probability weightings, milestone assumptions, project concentrations, and timing sensitivities. - Translate commercial, technical, contractual, and execution risks into financial and credit outcomes. - Coach junior team members on modeling, diligence, and credit analysis. Risk Management, Execution & Leadership - Manage assigned exposures after closing, including covenant compliance, borrowing-base and collateral reporting, milestone achievement, draw requests, annual and interim reviews, amendments, waivers, and rating actions. - Monitor developer liquidity, project-pipeline progression, permitting, interconnection, offtake, construction, budget, schedule, and monetization performance. - Identify deterioration or execution delays early, quantify potential credit impact, and recommend escalation, remediation, or structural protections. - Maintain a clear view of aggregate exposure, concentrations, collateral coverage, and risk migration across the portfolio. - Act as a trusted counterpart to the 2nd Line of Defense, presenting balanced and transparent credit views. - Own execution timelines and deliverables while supporting consistent standards and continuous improvement across Credit Portfolio Management. What You Bring: Education - Bachelor's degree in Finance, Accounting, Economics, or related field (required) - MBA and/or CFA Charter (preferred) Experience - 7-10 years of experience in credit underwriting, structured finance, project finance, development finance, or portfolio management. - Demonstrated experience evaluating developer-level facilities, project pipelines, construction financing, or ring-fenced project exposures. - Experience with energy, power, renewables, or infrastructure transactions strongly preferred. - Prior responsibility for preparing or owning credit approvals and managing exposures after closing. Technical & Professional Skills - Strong understanding of structured and project credit, collateral analysis, cash-flow lending, covenant frameworks, and risk controls. - Hands-on financial modeling capability across developer-level and ring-fenced project structures. - Ability to assess development-stage risks, including permitting, interconnection, offtake, construction readiness, budget, schedule, and project monetization. - Ability to synthesize complex analysis into clear, decision-oriented credit narratives. - Strong communication skills and ability to partner effectively with Origination, Coverage, Risk, Legal, and technical advisors. - High level of ownership, judgment, attention to detail, and execution discipline. - Proficiency with Microsoft Office and financial modeling tools. What Success Looks Like - Soundly structured development facilities with clear collateral, funding, covenant, and repayment protections. - High-quality credit decisions delivered efficiently across pre- and post-NTP transactions. - Proactive portfolio management, with early identification and escalation of pipeline, liquidity, construction, and collateral risks. - Strong credibility with Origination, Coverage, Risk, and other transaction partners. - Consistent analytical rigor and execution discipline across the Credit Portfolio Management function. Certifications: - Other: Completion of bank-certified course in Credit Training - Required. It Would Be Nice For You To Have: - Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: What Else You Need To Know: Base Pay Range: We Value Your Impact: Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: EEO Statement: Working Conditions: ## Related Jobs CFO till Rapunzel of Sweden Finance Recruitment Sweden Executive JAVA Engineering Lead for Trade Payables Finance Systems Solutions Citi Lead Java Director, North America Operations Finance & Controller MiTek Industries Director Manager, Finance Management , North America Sort Centers Amazon Manager Senior Group Financial Controller till Citira Finance Recruitment Sweden Senior VP, Financial Controller - Eatontown, NJ/Hybrid Crum & Forster Hybrid Finance Management Lead CTC Lead Divisional Financial Controller DATTCO, INC Full Time ## Related Searches