Credit Risk Manager

Credit Risk Manager Up to £70,000 Hybrid (3 Days a week in office/2 Days from home) West Midlands The Company: We are currently recruiting for a Risk Manager on behalf of one of our leading lending clients. They are a major player in the unsecured lending market and continue to expand their credit risk and portfolio management capabilities. In this role, you will take responsibility for a key credit risk portfolio, using analytics and insight to drive performance and improve strategy.

The Role: As a Risk Manager, you will be: Reporting on portfolio performance, risk trends and key insights Using SAS/SQL to assess the portfolio, forecasting, and bad‑debt exposure. Helping shape and develop credit risk strategies across acquisitions, pricing and existing customer management. Understanding and interpreting CRA and third‑party data to inform strategy decisions.

Reviewing dashboards, MI and forecasting to identify optimisation opportunities across the portfolio. Working with a dedicated data scientist to support modelling inputs and strategic enhancements. Your Skills and Experience: To be successful as a Risk Manager, you will need: Experience in credit risk or portfolio analytics within consumer lending.

Strong SAS and/or SQL experience Ideally experience with Python Solid understanding of CRA data, MI and credit risk frameworks. Strong stakeholder management and confident communication skills. Experience working with portfolio analytics, forecasting and risk controls.

Benefits Up to £70,000 + benefits package