Fraud tech stacks builders with financial product experience.

Scope of Role

This is a foundational, hands‑on role for someone who is excited to build fraud capabilities from the ground up. You’ll have meaningful influence over product decisions, vendor selection, and operating processes from day 0. Scope of work will evolve over time.

Early: Partner with our product and engineering team to define fraud strategy, risk appetite, and core controls.
Pre‑launch: Help design and implement fraud prevention mechanisms directly into our product, workflows, and vendor stack.
Post‑launch: Own day‑to‑day fraud monitoring, investigation, and optimization as transaction volume scales.

What you’ll do

Fraud Strategy & Design (Early Stage)

Partner with our Product and Engineering teams to define Splash’s fraud risk framework, risk tolerance, and success metrics.

Identify key fraud vectors across:

• Card issuance and transactions
• Account onboarding & KYC‑related abuse
• Wallet and bank account activity
• Cross‑border and emerging‑market specific risks

Evaluate and recommend fraud vendors, tools, and data sources (e.g. device fingerprinting, transaction monitoring, card network tools).

Product & Systems Implementation (Pre Launch)

Work closely with product and engineering to:

• Embed fraud prevention and detection into product flows
• Define rules, alerts, and escalation logic
• Balance fraud controls with user experience

Help design internal workflows for:

• Transaction reviews and investigations
• User communication and remediation
• Chargebacks and disputes

Fraud Operations (Post‑Launch)

• Monitor live transactions and fraud alerts
• Investigate suspicious activity and make risk decisions in real time
• Manage card disputes, chargebacks, and recovery processes
• Analyze fraud trends and continuously optimize rules and controls
• Provide regular reporting to leadership on fraud performance and risk exposure

MUST HAVE SKILLS

• Experience in anti‑fraud/anti‑money laundering at banking/credit card/crypto/remittances/lending startups
• Experience define fraud strategy + risk appetite
• Experience designing and implementing fraud prevention mechanisms directly into products, workflows, and vendor stacks
• Experience own day‑to‑day fraud monitoring, investigation, and optimization