Manager-Credit Compliance

ROLE PURPOSE & OBJECTIVE:

• The Manager – Credit Compliance is responsible for ensuring full compliance with regulatory, statutory, and internal credit policies for all credit products. The role acts as the single point of contact (SPOC) for RBI inspections and supervisory reviews, RBI Risk Based Supervision (RBS) submissions, Statutory and internal audits related to credit department.
• The position acts as a critical link between credit, risk, audit, legal, and compliance teams, ensuring that credit practices are transparent, customer-centric, and aligned with RBI guidelines and the Bank’s risk appetite

KEY DUTIES & RESPONSIBILITIES OF THE ROLE:

• Serve as a single point of contact (SPOC) for RBI inspections and supervisory reviews, RBI Risk Based Supervision (RBS) submissions, Statutory audits, Internal and concurrent audits related to credit
• Coordinate with all credit teams (Micro banking, Retail, MSME, Corporate, Agri, etc.) for Data Collation, Clarifications, Documentation, Action plans.
• Ensure timely, accurate, and consistent responses to RBI and auditors during inspections.
• Designated ‘Business Risk and Compliance Officer’ for credit vertical and closely work with Second line of defense to provide the data/information inputs and updates regarding all matters pertaining to Risk and Compliance aspects.
• Shall be the department coordinator for ad-hoc request raised by any regulator /bodies/agencies. This is Internal document.
• Responsible for providing adequate support to the officials conducting thematic reviews and compliance testing and shall assess the identified issues and implement action plans wherever necessary.
• Conduct internal meetings with the topics discussed during risk & compliance connect on monthly basis with the internal stakeholders on key risks and how to mitigate these risks.

Educational Qualifications:

• Graduates /MBA/ Post-graduation or Equivalent preferably in finance / Business management.

Experience :

• 5-10 years of experience in Credit underwriting, compliance and regulatory reporting