Senior Functional Consultant

We are seeking a seasoned Senior Functional Consultant to partner with Corporate & Institutional Banking (C&IB) businesses across Treasury & Cash Management, Payments, Trade Finance, Securities Services, FX, and Corporate Lending. This is a high-impact role designed for a domain expert who thrives at the intersection of traditional banking and modern technology.

As a senior member of our financial services consulting team, you will serve as the bridge between complex business requirements and scalable technical solutions. You will be responsible for guiding top-tier and regional financial institutions through large-scale transformation and modernization programs by analyzing business processes, conducting current-state assessments, designing target operating models, documenting functional requirements, and providing domain expertise across clients' C&IB ecosystems.

Key Responsibilities

Business & Functional Analysis:

- Lead business process reviews and functional assessments across C&IB products.

- Document as-is processes, gaps, and opportunities for automation.

- Define functional requirements, BRDs, FRDs, user stories, and acceptance criteria.

- Support design of target operating models.

Product & Process Consulting:

- Conduct deep dive current state assessments and discovery workshops to document operating models and identify operational bottlenecks.

- Provide subject-matter expertise in cash management, payments, trade finance, lending, and liquidity.

- Partner with Product Owners on roadmaps, features, and prioritization.

- Participate in solution validation, UAT, and functional walkthroughs.

Transformation & Modernization:

- Drive the roadmap for legacy modernization, assisting clients in migrating from monolithic systems to microservices-based or cloud native architectures.

- Drive functional workstreams for payment modernization, trade digitization, and workflow improvements.

- Support mapping of business capabilities to target-state platforms.

- Identify opportunities for automation within middle and back-office operations.

Stakeholder Management:

- Manage relationships with executives, product owners, data and Technology heads.

- Act as a trusted advisor, managing expectations and navigating competing priorities in a fast-paced environment.

- Facilitate sessions across Operations, Risk, Compliance, Technology, and Product teams.

- Prepare executive-ready documents including business cases, process models, and impact assessments.

Risk, Compliance & Controls:

- Ensure all functional designs adhere to global and local regulatory frameworks.

- Ensure alignment with KYC/AML, sanctions.

- Identify control gaps and propose remediation.

Testing & Deployment Support:

- Develop test scenarios, oversee UAT, and validate functional requirements.

- Support operational readiness and training.

Qualifications Required:

- 712+ years of Functional Consulting or Business Analysis experience within Corporate & Institutional Banking.

- Strong domain expertise in Payments, Liquidity, Cash Management, Trade Finance, Corporate Lending, or FX.

- Understanding of payment rails and standards.

- Experience in requirement gathering, documentation, and process modeling.

Preferred Qualification:

- Experience with major C&IB platforms.

- Knowledge of regulatory frameworks.

- Prior consulting (BIG 5) experience