Technical Product Manager

About the role Join our PayLater team as a Product Manager to own key product areas including EMI, digital lending, and merchant payments across Pine Labs' in-store platform. What you'll do Identify and build AI-native workflows using agents, MCP integrations, and LLM-powered tools to shorten cycle times and unlock new product capabilities. Own and drive the PayLater product roadmap — including offer engines, settlement systems, lender integrations, and merchant payment interfaces.

Write detailed PRDs, define use cases, and document edge cases for complex payment and lending flows using advanced AI workflows. Collaborate across engineering, business, and operations teams to deliver features at scale — managing trade-offs and resolving blockers. Lead discussions with banks, NBFCs, and OEM partners to ensure smooth onboarding and go-lives.

Analyze product and transaction data to guide decisions, monitor adoption, and identify issues. What we're looking for 1–4 years of product management or related technical experience. Engineering degree from a top-tier institution (IITs, NITs, BITS, or equivalent).

MBA from a premier B-school (IIMs, ISB, FMS, or equivalent) is a plus. Experience in payments, lending, affordability, or fintech. Strong technical foundation — comfortable with APIs, system architectures, and technical discussions.

AI & tooling expectations Hands-on with AI in daily workflows — building with it, not just familiar. Operate beyond AI prototyping. Experience with agentic workflows, prompt engineering, code-generation tools, and AI-assisted product development.

Use AI for writing specs, analyzing data, prototyping, and automating tasks. Curious about the latest AI developments — agents, skills, MCP, multi-modal models — with a bias for experimentation.