Associate Product Manager

About Rupeek:

Rupeek, established in 2015 and headquartered in Bangalore, stands as India's leading asset-backed digital lending fintech platform. Committed to making credit accessible to Indians in a fair and convenient manner, Rupeek pioneers innovative financial products focused on monetizing India's $2 trillion gold market. Leveraging state-of-the-art technology and an automated asset-light supply chain, Rupeek is transforming the gold loan disbursal landscape across 40+ cities in India.

With a customer base exceeding 5,00,000+, the company's strategic partnerships with top banks and financial institutions underscore its commitment to building gold-backed assets through low-risk, low-touch, and friction-free processes.Rupeek's impressive journey is supported by key investors such as Sequoia Capital, Accel Partners, Bertelsmann, and GGV Capital. In Apr 2024, Rupeek turned profitable and raised $25 in equity capital from Manipal Group and Elevation Capital to fund its next phase of growth. Join us in redefining the future of finance through innovation, technology, and a commitment to financial inclusivity.

About the RoleWe are looking for a sharp and detail-oriented Product Manager to own the Loan Management System (LMS) at Rupeek. You will sit at the intersection of finance, technology, and operations - designing lending products, driving accurate loan calculations, and ensuring seamless collaboration between business, finance, and engineering teams.

Job Title: Associate Product Manager - LMSEducation: B.Tech / B.E., MBA (Finance), or CA from a Tier 1 or Tier 2 institution.Experience: 1-3 Years of relevant experienceLocation: Bangalore

Key Responsibilities: Design and ship financial products - Partner with the category team to conceptualize, scope, and drive implementation of new lending products and product configurations end-to-end. Finance collaboration - Work closely with the finance team for reconciliation, issue resolution, and accurate financial reporting; validate loan computations, interest schedules, and edge cases. Tech partnership - Engage with engineering to understand system architecture - APIs,microservices, and batch jobs - translate requirements into clear specs, and drive sprint prioritization and delivery timelines.

Issue triage and resolution - Identify, investigate, and resolve LMS issues - includin calculation discrepancies, data mismatches, and system errors - in a structured and timely manner. Stakeholder communication - Maintain clear and consistent communication across category, finance, operations, and tech; manage competing priorities with transparency.

Skills: Strong numeracy - Ability to independently calculate and verify loan figures: EMIs, interest accruals, prepayment computations, and penalty charges. Comfortable catching errors in financial logic. Data analysis skills - Proficiency in SQL or Excel/Sheets for querying data, building dashboards, and deriving insights to support product and business decisions.

Basic technical understanding - Familiarity with REST APIs, services, and batch processing systems; ability to read tech documentation, raise precise bug tickets, and participate in technical discussions. Stakeholder management - Demonstrated ability to align cross-functional teams, manage expectations, and drive outcomes without direct authority.

Good to have skills: Prior experience in a fintech or lending company, especially in a product or business analyst role. Working knowledge of financial accounting principles - P&L, balance sheet, accruals, andreconciliation. Hands-on experience with a Loan Management System (any vendor or in-house).

Join our pioneering team at Rupeek Fintech and play a pivotal role in shaping the future landscape of Finance in the Fintech sector!