Team Lead/Assistant Team Lead - Corporate Credit Analyst

Job Description: Responsible to review the due diligence report submitted by credit analysist and to provide revise opinions, at the same time, communicate with business unit to complete and enhance the overall credit structure and credit conditions. Examine and review customers' credit rating; Instruct team members to provide opinions for the cases to be report in “pre-committee meeting”; To formulate/revised relevant internal policy and Credit assessment/approval guidelines for the assigned industry; To assign the credit team’s industry and customer to the credit analysts, as well as to cultivate industry experts. To organize team members to carry out relevant industry research and investigation; Respond to regulatory, audit, head office and other review agencies, and complete relevant feedback and rectification;Perform credit analysis for corporate customers and responsible for: review whether the case compliant with the regulation and the relevant bank's policy, reveal the main risk points, put forward risk control measures, determine the group overall credit risk and conduct client credit rating, etc. Conduct industry research according to respective responsible industries, revise the relevant approval guidelines. Conduct commitment matters monitoring and other work regularly, put forward effective risk control recommendations for clients with early warning signals. Complete other specific work arrangements by the department. Job Requirements:

Bachelor degree or above (finance, economy accountancy or related majors), skilled in financial statements analysis methods and understand bank related credit facilitiesMore than 8 years of relevant work experience, has the experience of credit analysis to corporate clients is preferredApplicant with CFA, FRM and ACCA professional skills certificate is preferredStrong financial and credit risk analysis and management skillsStrong communication skills, responsibility and team-work abilityEffectively bilingual in English and Chinese is required as incumbent is required to liaise with Chinese counterparts from Head Office.Good pressure resistance, can effectively handle multiple work at the same time, understand the bank's review requirements of financing products