Compliance Officer

About the Team

• Join our Compliance and Non‑Financial Risk Management team, where we help ensure IPF Digital operates with integrity, transparency, and a strong customer‑first approach across multiple international markets.
• We work closely with legal, risk, and business leaders to strengthen our control environment, navigate regulatory change, and enable sustainable business growth through effective compliance.
• Work alongside colleagues based in multiple countries and collaborate every day in a genuinely cross‑border environment, gaining exposure to different regulatory regimes, licensing models, and local market requirements.

This role is based in Warsaw, with responsibility for initiatives across all IPF Digital operations and markets.

How you’ll put your skills into action

• Compliance Management: Strengthen and continuously improve our compliance framework by ensuring key controls are well designed, effectively implemented, and consistently applied across the business to meet regulatory and internal standards.
• Risk Assessment and Assurance: Identify, assess, and monitor compliance risks through testing, reviews, and control assessments, helping the business proactively address emerging risks and maintain a robust control environment.
• Investigation and Issue Resolution: Lead or support investigations into compliance incidents and risk events, ensuring timely remediation, clear reporting, and sustainable improvements that reduce future risk.
• Governance and Regulatory Advisory: Monitor regulatory developments, translate complex requirements into practical guidance, and support business initiatives by providing balanced, risk‑based recommendations that enable informed decision‑making.
• Stakeholder Engagement: Build trusted relationships with senior leaders, country teams, legal advisers, and auditors, influencing decisions and fostering a culture where compliance supports business success.
• Learning and Knowledge Sharing: Deliver engaging compliance training and practical guidance that increases regulatory awareness, strengthens first‑line ownership, and promotes consistent compliance practices across international teams.
• Communication and Language Skills: Communicate confidently and clearly in both Polish and English, adapting style to diverse audiences and facilitating collaboration across international teams.

Qualifications

• Previous experience in compliance, risk management, or governance within the financial services sector, ideally with exposure to consumer lending or regulated financial products.
• Strong understanding of regulatory requirements, internal controls, governance frameworks, and assurance activities, with the ability to translate regulatory expectations into practical business solutions.
• Excellent analytical, problem‑solving, and stakeholder management skills, combined with the confidence to challenge constructively and make sound, risk‑based decisions in a dynamic international environment.

What we can offer you

• Real opportunities for growth – access to a variety of internal learning and external development initiatives.
• A fully free mental health platform with certified professionals including psychologists, dietitians, business coaches, and physiotherapists.
• Team integrations – kayaking, cycling, workshops, team outings, and regular team bonding activities.
• Health and fitness support via a Multisport card or private health care coverage.
• A truly international environment, collaborating with teams from Mexico to Australia.

Office life

• Company parking available.
• Weekly team lunches with vouchers to nearby restaurants.
• Brand new office in the Gdański Business Center, Warsaw – equipped with coffee, ping pong, and a chill‑out room.
• Hybrid work model (2 days a week at the office) and flexible hours.

Whistleblowing

At IPF Digital, we are committed to ethical conduct and uphold our values. Mechanisms are in place to report concerns related to potential risks, unethical behavior, or legal violations.