Covenant Analyst

Senior Data and Legal AnalystLocation: BangaloreExperience- 3+ yrs

Job OverviewWe are seeking a highly skilled and experienced lawyer to join our team as a Senior Data & Legal Analyst. This role is ideal for professionals who thrive at the intersection of law, finance, and technology. You will play a pivotal role in extracting, analysing, interpreting, and structuring legal and financial data from complex private credit agreement and related documentation.As a senior member of the team, you will lead the initiatives that enhance data accuracy, streamline documentation workflows, and support the development of scalable technology solutions for the private credit lifecycle.

Your expertise will directly impact investment decision-making, operational efficiency, and platform innovation.

ResponsibilitiesPrivate Credit Agreement Expertise:Analyse and interpret complex private credit agreements, including bespoke structures, amendments and intercreditor arrangements.Extract and validate key legal and commercial terms such as:Facility structure and hierarchyPricing and margin mechanicsFinancial covenants and compliance thresholdsSecurity package and collateral detailsWaterfall and payment prioritiesJurisdictional considerations and governing law

Oversight & Quality AssuranceReview and validate data extracted by junior analysts to ensure completeness and accuracy.Provide legal interpretation and guidance on key clauses such as covenants, events of default, loopholes, representations & warranties, Payment-in-Kind etc.,Track and analyse covenants, interest schedules, amortization, prepayment terms and other credit metricsConduct analytical reviews to identify risk flags, anomalies or operational inefficienciesStay current on legal developments and market trends affecting credit documentation.

Stakeholder EngagementAct as a subject matter expert for internal teams including Legal, Product Development, and Operations.Deliver clear, actionable summaries, and insights from complex documentation to support strategic decisions.

Process Optimization & AutomationIdentify and implement opportunities to streamline data extraction and documentation workflowsSupport the creation and expansion of legal data taxonomies and standardized templatesCollaborate with technology teams to enhance document parsing tools and build scalable solutions.

Mentorship & LeadershipTrain and mentor junior team members on documentation standards and legal interpretation, and data extraction techniquesLead documentation reviews for high-value or high-risk transactions

QualificationsLaw degree or equivalent legal/financial qualificationMinimum 3+ years of experience in credit documentation, legal analysis, or private creditDeep understanding of private credit structures, credit agreements, debt covenant structures, term sheets & grid analysis, legal terminology, and relevant debt financial instrumentsStrong analytical skills with exceptional attention to detailProficiency in document management systems and data toolsExperience working with cross-functional teams including legal, investment and technology.

NOTE This position requires working in rotational shifts, please apply only if you are open to working in shifts.

Who We Are-Alphastream.ai envisions a dynamic future for the financial world, where innovation is propelled by state-of-the-art AI technology and enriched by a profound understanding of credit and fixed-income research. Our mission is to empower asset managers, research firms, hedge funds, banks, and investors with smarter, faster, and curated data. We provide accurate, timely information, analytics, and tools across simple to complex financial and non-financial data, enhancing decision-making.

With a focus on bonds, loans, financials and sustainability, we offer near real-time data via APIs and PaaS (Platform as a Service) solutions that act as the bridge between our offerings and seamless workflow integration.To learn more about us:

What we offer"At Alphastream.ai we offer a dynamic and inclusive workplace where your skills are valued and your career can flourish. Enjoy competitive compensation, a comprehensive benefits package, and opportunities for professional growth. Immerse yourself in an innovative work environment, maintain a healthy work-life balance, and contribute to a diverse and inclusive culture.

Join us to work with cutting-edge technology, and be part of a team that recognizes and rewards your achievements, all while fostering a fun and engaging workplace culture."

How to Apply:Please send your resume and portfolio to

Disclaimer-Alphastream.ai is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of all communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences.

Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.