Mega walkin HCLTech US Mortgage underwriting

Venue details:HCL TechHCL Navalur Santhiya info city ETA3Block - ETA 3

DATE - 15th June 26 / 16th June 26 TIMING DETAILS: 11AM - 3PMPOC- Dharani

Job Description

• Review loan files for completeness and accuracy• Confirm application information against all documents within the file• Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents.• Knowledge to validate that a prospective mortgagors loan application adheres to the Investors , Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan• Should have experience in Income Calculations• Should possess analytical skills in reviewing the LTV/CLTV• Review the eligibility of Property, Borrowers• Evaluate debt ratio, loan-to-value ratios, credit score, property valuation• Identify risk factors, including fraud red flags to determine or verify misrepresentation• Condition files for missing/ supporting documentation as needed• Test system updates as well as system changes as they occur• Complete required trainings and assessments• Ensure the appropriate and confidential handling / sharing of sensitive client data.• Ensure all policies, procedures and guidelines are followed.