Senior Underwriter (Life & Health)
Income Insurance Limited
Job Description
About the RoleWe are looking for an experienced underwriter to manage complex life and health insurance cases, provide technical expertise, and support sound underwriting decisions within a dynamic environment.This role involves handling high-impact cases, working closely with key stakeholders, and contributing to underwriting quality, consistency, and capability development. Key ResponsibilitiesAssess and underwrite life and health insurance applications across new business and policy servicingManage complex, high-value, and non-standard cases, including post-claims investigations and sensitive casesProvide clear underwriting decisions and communicate requirements to relevant stakeholdersPartner with cross-functional teams (e.g. Claims, Reinsurance, Actuarial, Distribution) to resolve complex casesEnsure underwriting decisions are technically sound, well-documented, and aligned with internal policies and regulatory expectationsIdentify emerging risk trends and contribute to improvements in underwriting practicesProvide guidance and support to junior underwriters on complex casesSupport initiatives to strengthen underwriting quality and consistency RequirementsAt least 8 years of experience in life and health underwritingStrong technical underwriting expertise with experience handling complex and non-standard casesFamiliarity with regulatory and governance requirements within the insurance industryGood stakeholder management and communication skillsAbility to exercise sound judgement in high-impact and sensitive casesDegree in Insurance, Biomedical Science, Life Sciences, or related discipline preferred